childcare, childcare provider, childcare providers, daycare, childcare professionals, child care childcare, childcare, childcare profession ,child care, daycare, childcare professional, childcare,childcare
 
 

Topics

Accreditation
Advocacy
Alphabet
Anti-Bias Approach
Articles
Asperger's Syndrome
Assessments
A. D. D.
Authors and Poets

Autism
Bipolar Disorder
Biting
Blindness

Brain Development
Budgets
Bulletin Boards
Bullying
Business Plans
Centers
Child Abuse
Child Centered Curriculum
Child Development
Childcare Associations
Childcare Costs
Childcare Credentials CDA
Childcare Licensing
Childcare Recordkeeping
Childcare Resources
Children's Health
Children's Nutrition
Choosing Childcare
Circle Time Activities
Color Pages
Conferences
Contracts & Policies
Craft Recipes
Curriculum
Daycare Start Up
Dealing with Trauma
Death
Dev. Appropriate Practice
Discipline/Behavior Mgmt
Divorce

Downloadable Worksheets
Downs Syndrome
Dramatic Play
Dyslexia
Edu Magazines and Ezines
Educational Supplies
Effective Communication
Employer/Employee
Ethics
Fetal Alcohol Syndrome (FAS)
Field Trip Ideas
File Folder Games
Finger Plays
Fine Motor Skills
Fire Safety
Flannel Boards / Felt Stories
Food Allergies
Food Program

Forms
Frugal Tips
Games
General Education
Grant Writing Resources
Graphics
Gross Motor Skills
Head Start
Hearing Impairments
HIV / Aids
Homeschool Links
Ice Breakers
Importance of Play
Inclusive Care
Injuries ~ Handling
Insurance Information
Interacting with Children
Interviews
IRS
Kindergarten Readiness
Learning Centers
Learning Disabilities/
Special Education
Learning Theories/
Teaching Methods
Libraries
List Servers
Literacy
Management
Marketing
Medicine Safety
Monitoring Childcare
Montessori Links
Multicultural Programs
Multiple Intelligences
Music and Young Children
Nannies/Au pairs
Nutrition
Observing Children
Outdoor Education
Paperdolls
Parenting
Parties for Kids
Playground Safety
Poems & Stories
Potty Training
Preschool Themes
Pre-Packaged Curriculum
Printables
Product Reviews
Professionalism
Prop Boxes
Provider Websites
Quality Childcare
Q & A
Reading with Children

Recycled Crafts
Reference Sites
Reggio Emilia
Safety
School Age Care
Science and Sensory
Self Esteem
Sensory Disorders
Set up Pictures
Shaken Baby Syndrome
Sick Child Care
Software
Special Days
Stress and Childcare
S.I.D.S.
Substitute Care
Taxes
Terminating Care
Toddler & Infant Care
Training
Transitions
Transportation
Teaching Ideas and Resources
Warnings
Website Building

 
[Apply for our Award] [Become a Sponsor] [Free Newsletter ]

Insurance Information

If you are in the Childcare business, or are considering entering it, it is important to check out your options for Childcare Insurance. It is important that you obtain a policy that is specific for childcare. Insurance companies will try to sell you a Home Owner's Policy under the pretense that you will be covered if you run a childcare in your home. Unfortunately, many providers have found out that the policies are not valid when they have attempted to file a claim.

There are many insurance companies out there that will try to sell you an insurance policy. However, not all of them specialize in policies for In-home daycares or daycare centers. Be prepared to ask a lot of questions and read the small print on any policy that you might be considering BEFORE you sign on that dotted line. It is better to have more insurance than not enough, and you also want to make sure that if in the event you need to use the policy, you can do so without a lot of hassle.

Before shopping around for a policy, make a list of questions that you can ask the insurance agent. Don't be pressured into signing a policy that really isn't what you wanted, or one that doesn't suit the needs of your business. Insurance agents generally work on a commission base and will attempt to use pressure tactics to sell their policies. Make sure you do your homework.... I have found in my own personal experience that when I was prepared with questions, and knew what I wanted in a policy, it was easier to get the policy that I needed.

 

The following article NNCC Your Insurance Needs: Part 1 written by the National Network for Childcare will give you important information regarding Daycare Insurance. A good resource to read before purchasing a policy.

Another article written by the NNCC NNCC What You Should Know About Liability Insurance also has valuable information.

The following websites specialize in In-home Daycare and Daycare Center insurance policies.

Good luck,

Danielle


 

Family Home Daycare Liability Coverage This is a VERY basic website with limited information. But it does have an interesting feature. Below the contact person's name and address is an Email Notification Service link. This company will email you with up-to-date information regarding issues that will effect the Daycare Industry. It might be worthwhile to sign up for that while shopping around for insurance policies.

American Federation of Daycare Services Easy to navigate site, with contact information to obtain a quote. This company is endorsed by NAEYC.

Professional Liability Insurance for Lawyers, Architects & Engineers and Day Care Providers This company specializes in providing insurance to professionals. They do have a section for Daycare Providers which is fairly comprehensive. From the first page, you double click on the icon with DAYCARE highlighted. The link will take you to the page for Daycare Insurance. A contact person's name and address is listed to obtain more information. Also a sample policy and application is available to download by following the blue link.

 

Welcome to the Childcare Resource :: Insurance Information
 
Sponsors

Childcare University
Cut-Rate Preschool
Early Beginnings
Lillyskites
Provider Watch
SCS Billing

The Daycare Lady
Virtual Daycare

   
Bulletin Board


Looking for funding to start or enhance your childcare program?

CHILDCARE
FUNDING


Order your copy of our Grant Writing ebook. 95% of all providers who apply for grants after reading our book successfully are awarded funds.



Hosted by Linksky
 
 

©1997-2003 Childcare Resource All Rights Reserved

Graphics, content, and format is copyright protected, and may not be copied without written permission. This website is for information purposes only. Companies referenced follow applicable state and federal regulations to the best of our knowledge. We do not accept responsibility for any wrong doing on the part of any of the parties linked herein. Advertisements are verified prior to endorsing on this website. Email addresses collected for subscriptions of publications are never sold, rented, or distributed to outside parties.